Report highlights rising divide between the wealthiest and the broader inhabitants.
World private wealth rose at its quickest tempo in years in 2025, pushed by sturdy monetary markets and beneficial properties in non-financial belongings, however India stays an outlier with solely about one-fourth of family wealth held in monetary belongings, underscoring the nation’s continued dependence on property and different bodily belongings for wealth creation, based on the UBS World Wealth Report 2026.
The report mentioned international private wealth elevated by 10.8 per cent in US greenback phrases in 2025, greater than double the tempo recorded in every of the earlier two years. “The world grew to become considerably wealthier once more in 2025, and at a fast tempo. Private wealth rose by over 10%, lifted by sturdy markets and rising non-financial belongings,” it mentioned.
‘Rising divide’
Nevertheless, UBS cautioned that the beneficial properties weren’t evenly shared. “This development was fueled by sturdy monetary markets and a notable enhance in non-financial belongings… Nevertheless, the beneficial properties had been uneven: whereas common wealth rose notably, median wealth really declined in most markets, highlighting a rising divide between the wealthiest and the broader inhabitants,” the report mentioned.
In opposition to this backdrop, India stood out not for the scale of its monetary wealth, however for its composition. Based on the report, monetary belongings account for simply 25.8 per cent of gross wealth in India, among the many lowest shares within the 56 markets lined by the research. By comparability, monetary belongings make up over 80 per cent of family wealth in Sweden, Israel and Taiwan, almost 79 per cent in the US and round 52 per cent in mainland China.
“On the other finish of the dimensions we discover a worth beneath 20% in Turkiye, beneath 26% in India, simply above 31% in Spain and near 44% in Germany,” UBS mentioned, highlighting the stark variations in how family wealth is held throughout nations.
A unique wealth profile
The report additionally confirmed Indian households carry comparatively low debt in contrast with many developed economies. Debt accounts for 8.2 per cent of gross wealth in India, in contrast with greater than 20 per cent in Switzerland and the UK, 23.4 per cent in Brazil and round 11 per cent in the US, Germany and mainland China.
UBS mentioned there are “huge variations within the stage of debt” throughout nations, with India amongst markets the place family leverage stays comparatively modest.
The findings counsel that whereas international wealth creation in 2025 obtained a robust increase from monetary markets, Indian family wealth continues to be anchored largely in non-financial belongings reminiscent of actual property and different bodily belongings, making its wealth profile markedly totally different from that of many developed economies.
Revealed on July 12, 2026
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